Around my birthday last year, I came across the article, How To Declutter Your Mind: 10 Practical Tips You’ll Actually Want To Try on Forbes.com. It mentioned how keeping a journal is a great way to relax your mind. The author explained how, according to research published in the Journal of Experimental Psychology: General writing could improve memory, help with anxiety, and cope with depression. I was sold. I told myself I would buy a notebook that weekend.
The very next day was my birthday dinner. I had invited a few of my friends and come to find out one of my friends gifted me two notebooks! (Look at God!) One was for poetry; it gave you poetry prompts. The other one was a regular notebook/journal small enough to carry in my purse. Now, that I’ve been using that notebook for literally everything, I don’t know how I survived life without it. LOL Here are the five ways journaling has helped me.
1. Organize My Life
In the journal, I write my ‘To Do’ lists, so I don’t forget any tasks to complete. I also write down my budget for the month. I’ve seen a difference in writing these things down, especially my ‘To Do’ lists because I don’t start a task and then halfway through it remember another task, stop and start that other task, leaving the last task half done. I can also focus on one thing at a time instead of multitasking and not completing them at my best. When it comes to writing down my budget, it keeps me on track on how much money I am spending, I am going to spend, and I won’t spend unnecessarily.
2. Organize My Thoughts
Since I take my journal with me everywhere I go, when I have a random thought or the urge to write I do. This way, I can get my thoughts all out on paper and then organize them later. Writing down my thoughts has helped me with my memory; I am not as forgetful as I used to be. I’ve noticed that it has helped me stay organized, on track, and de-clutter my mind, like the article says. And whenever I get an idea for a poem, I have my journal ready to write.
3. Reach Goals
There is another article on Huffpost.com called The Power of Writing Down Your Goals and Dreams. It talks about how Dr. Gail Matthews, a psychology professor at the Dominican University in California, studied the art and science of goal setting. She had gathered 267 people from all different professions and divided them into groups by those who wrote down their goals and those who didn’t. She found out that those who wrote down their goals on a regular achieved them at a significantly higher level, 42% more likely. I write my goals, and every certain amount of time, I go back and check on my progress. Writing keeps me on track with what I need to do, or I can change my goals if need to be. Since starting this, I can say I’ve reached the majority of my goals and only have had to change a few.
4. Grow Closer to God
After about two months from receiving my journal, I started writing down my prayers in the morning before starting work. I absolutely love doing this! Gets my mind ready for the day while also giving me a sense of gratitude. I find that with writing down my prayers, I can get right to the point and not feel like I’m rambling on like I would if I were speaking them out. I still pray throughout the day and at night before bed, but there is something about writing them down in the morning that gives me complete satisfaction.
5. Reflect
Since I write everything down, I can go back and reflect. I can see what goals I had, and if I reached them, look at my accomplishments, go through the journey it took me to get there, and evaluate how I was feeling. It’s important to reflect and take time to see what you’ve overcome, the obstacles you’ve faced, and see your growth. This also helps for memory because as time goes on and new memories are created, old memories tend to fade, but if you have certain things written down, it can be a beautiful reminder of all you’ve overcome.
Wrapping Up
Overall journaling has helped me in many areas of my life, and I wish I would have kept my old ‘dairies’ from when I was younger LOL to look back on, but I have my journal from now to reflect on when I’m older. I’m glad I came across the article last year, started journaling, and now I’m able to share how it has helped me. If you do start journaling or already do, I would love to hear how it has impacted or helped you.
With Love, Heidy
P.S. I’ve created a few journals – you can check them out here.
Is a personal development newsletter an interest of yours? With a little bit of poetry? A little of opinion pieces? And some faith-based encouragement? Sign up for my Substack newsletter, “Into My Thoughts.”
We all know the saying, “sticks and stones may break my bones, but words will never hurt me,” or something along those lines, but the truth is, words do hurt. We have to be VERY selective with our words. The words we use are more of a reflection of our character than what they are of the person who we are talking to or about.
Words are powerful, and what we say can and usually does come true. If we speak negatively, we are going to attract negative things, but if we speak positively, than we will attract positive things. So, why not use more positive words? Not just to attract positive things but be favorable to ourselves and others.
How Do You Speak to Your Children?
Think about children and how we speak to them, if we tell a child they are stupid, they are going to believe they are stupid, but if we tell them they are smart, they will believe it. We should be speaking life into our children, into ourselves, and onto others as well.
Sometimes we speak out of anger and say things we don’t mean. However, being able to pause, take a few deep breaths, count to 10, and just think about what we are about to say before we say something we’ll regret later, will be beneficial in the long run.
We don’t want to say things because of our emotions at the time, we want to say things we actually believe, which again, why we should be selective with our words.
The Bible mentions the power of words and how we should watch how we talk, in Proverbs 18:21 (NIV), “The tongue has the power of life and death, and those who love it will eat its fruit.”
Death and life are in the power of the tongue…..WOW! That is powerful, you have the power to give life to someone or death, solely with your words. Think about that for a moment.
Everyone is going through different challenges, and we don’t know if the words we speak to them will help them or make them feel worse. If it’s encouraging words, then yes, this will help them, but if we start talking negatively to them, then this will make them believe that the negative thoughts they have are right.
Another verse in the Bible that talks about the words we use are Ephesians 4:29 (NIV), “Do not let any unwholesome talk come out of your mouths, but only what is helpful for building others up according to their needs, that it may benefit those who listen.”
In other words, LET’S BUILD EACH OTHER UP! Be positive! Encourage each other! Empower each other and help each other. Simple words like, “You got this!” “You can do this!” “You are capable!” “I believe in you!” Those are simple words that can mean the world to someone and could be the little push they need to get over whatever issue they may be going through.
Verbal Abuse Is Real
Did you know that verbal abuse is real? Psychology Today talks about recognizing verbal abuse and how to stop it; it starts with us, with ourselves. In the article, they reference the book Teen Torment: Overcoming Verbal Abuse at Home and School, and the author Patricia Evans, says, “words can be as damaging to the mind as physical blows are to the body, the scars from verbal assaults can last for years,” Let’s not scar others for life with our words.
I grew up always hearing things, “you don’t do anything right,” or “is there anything you can do?” or “you never use your head to think.” And hearing these comments repeatedly for years broke down my self-esteem. I felt worthless at one point and truly felt like I couldn’t do anything right. It made me feel like a disappointment, but I promised myself to break that cycle. It took years to be able to work on my self-esteem and feel confident in myself. Nevertheless, I was able to overcome it.
Positive Words Only
I want to challenge you. If you are a person who usually thinks negatively or speaks negatively, I challenge you for a week to try to catch yourself when you’re thinking or saying something negative and see if you can change that into something positive. Write down what your thoughts were and how you turned it into something positive and look back at your notes after a week. Then answer yourself this, how did you feel? Did you see a pattern? Where do you think these negative thoughts are coming from?
Let me know how it goes for you, either in the comments or private message. Let’s work together in changing our word selections and being more positive
With Love, Heidy
Is a personal development newsletter an interest of yours? With a little bit of poetry? A little of opinion pieces? And some faith-based encouragement? Sign up for my Substack newsletter, “Into My Thoughts.”
Believe it or not, where you are is because of you. Think about this: where were you five years ago? Where are you today? Did you think you would be where you are today five years ago? Where do you want to be five years from now?
Now, think about the journey you took from five years ago until today. Are you happy with your choices? If you could go back would you change anything?
Wherever you are today, you are there because of you.
My Journey
I didn’t think I would be where I am today because the journey I’ve taken in my life. I feel that life took me through so many ups and downs and I would never see the light at the end of the tunnel.
For years I didn’t know what I wanted to do careers wise. My first blog post is about picking careers (Career Paths) and how one can even decide with how many choices there are. But I am where I am today because it’s right where I’m supposed to be. But this isn’t my final destination.
And you are right where you’re supposed to be, but this isn’t your final destination neither. However, your choices with the options you had at the time led you to where you are today.
You Are Where You’re Supposed to Be
All of our choices and decisions have consequences, whether good or bad, so everything that happens to us is because of our choices, believe it or not. Life experiences are lessons and they shape us into who we are but we are where we are because of the choices we made.
Those choices and consequences led you here today. But like I said before, it’s not your final destination. So where do you want to go?
Are you where you’d like to be? If not, what can you change today that will help get you to where you’d like to be?
Where Do You Want to Go
Think about where you are and where you want to be. Make the changes you need to make today to get to where you want to go. Even if where you want to be takes five years – the time is going to pass anyways, might as well put in the work. So then five years from now you can look back and not regret where you are, instead you say, I’m right where I want to be!
With Love, Heidy
Are you interested in a little bit of a personal development newsletter? With a little bit of poetry? A little of opinion pieces? And some faith-based encouragement? Sign up for my Substack newsletter, “Into My Thoughts.”
I am excited to announce that my writing is moving to Substack!
After nine years of writing on here, I will no longer update this blog but will write the newsletter ‘Into My Thoughts.’ Why this change? Because Substack sends the posts to my subscriber’s emails. Also, Substack offers a paid subscription if I want to make money from my newsletters. Something to think about if you’re a writer 😉
With this change, I won’t have to worry about SEO, algorithms, or anything like that. I’ll just write and click ‘publish,’ and my subscribers will get my posts.
I am still going to write on Medium – if you’d like to sign up, use my referral link, and I’m not shutting this blog down, so you can access old posts, but I won’t be publishing anything new after this post.
A huge thank you to everyone following me on here throughout the years; I’m beyond thankful for everyone I’ve encountered and supported this blog.
My writing journey isn’t stopping, only shifting.
If you’d like to subscribe to my newsletter, you can do so here.
You can also subscribe to my podcast newsletter here.
Recently, I finished reading “Overcoming Underearning – A five-step plan to a richer life” by Barbara Stanny. It was gifted to me by my business coach, and honestly, at first, I didn’t think I was going to read it. First, I had never heard of Barbara Stanny, and second, I wasn’t interested in earning more money; my goal was to get my finances in order (you don’t necessarily need more money to achieve that). However, I’m glad I read this book, and I encourage any woman who has a business or needs to get their finances in order (like me) to read it.
In this book, Barbara provides five steps to a better life, as the title says, and today I want to talk to you about step four, create community.
Barbara says, “Whatever we achieve (or don’t) is significantly affected by our cumulative interactions with everyone we associate with on a regular basis.”
And this statement hit home when I read it. I immediately thought of my spouse, friends, and family members, who have supported all my projects. She says that there are four types of supporters:
True Believers – say, “Go for it.”
Confidantes – say, “I understand.”
Way Showers – say, “You can do it, too; let me show you how.”
Messengers – say, “I can help.”
It’s imperative to have support around you to reach any goal because we cannot do anything alone. I mean, you could, but it will be ten times harder and take ten times longer. You need people around you who will hold you accountable, provide resources, and inspire you.
Think about your support system – do you share your goals with them? Why or why not? Can you share your goals with your friends? What about family members? Are they supportive? Why or why not? Barbara mentions that you are more likely to reach a goal or the next level by sharing your goals with one other person.
What about your spouse? Are they supportive? In the book, she mentioned that after finishing her workshop, some women ended up separating from their spouses because they realized the spouse was holding them back. Now, I’m not saying to get a divorce; I’m saying to re-evaluate who you have around you.
I share my goals with my husband, and I share the steps I am going to take to reach those goals. The kids are with my husband when I have events, meetings, or need to record a podcast episode. When I am struggling or have doubts about anything, I go to my husband for support. He gives me his perspective and sometimes suggestions on how to approach my challenge. If not, he always reminds me to pray.
My closest friends celebrate my wins like they are theirs, and I do theirs. I try to support them in any way that I can. And you should have people around you like this, who believe in you and your dreams and will encourage and support you to achieve them.
Let me finish by giving you the six principles Barbara says you need to create a powerful community.
Realize no one will do this for you, but you don’t have to do it alone.
Reach out and ask for support.
Hang out with the kind of people you want to be, not who you’ve been.
Recognize the role of the naysayer.
Watch what you talk about.
Respect yourself by taking time for you.
Do you have a supportive community? Reach out if you need someone in your corner; I got you!
Picture I took of the cover – I removed the library sticker that was covering the word, “What.”
If you want to understand how events or trauma from your childhood affect your current behaviors, I suggest this book! Oprah writes about her upbringing and connects events from her adulthood to her childhood. And Dr. Perry shares his findings from over 30 years of neuroscience research and different stories from clients he’s helped. He breaks down how the brain stores memories and where in the brain they are stored. It’s truly an insightful book.
Few things I learned:
Our viewpoint of the world starts as soon as we are born, believe it or not.
Infants can sense the environment, for example, if there is tension or if they are in a loving home.
Our brain associates trauma with our senses – like touch or smell.
How we were cared for as infants and children affects our brain development, and not only that – but also the timing of when the trauma happened is important and impactful. Since children’s brains develop the fastest before the first two years – that is where the event affects the brain most.
Trauma affects our health (from mental health or physical health).
Few things that stood out to me:
Dr. Perry writes that therapy is more about building new associations and making new, healthier default pathways.
When he talked about implicit bias – he said, “These beliefs and values are stored in the highest, most complex part of your braid – the cortex. But other parts of your brain can make associations – distorted, inaccurate, racist associations.” He explains that a person can have anti-racist beliefs but still have implicit biases that come with racist comments or actions.
His definition of racism is, “In the U.S., racism is the marginalization and oppression of people of color by systems created by white men to privilege white people.” Yup, that is systemic racism, and that does fall into CRT.
The last thing that stood out to me was how Dr. Perry says we can heal as a society. “How can our society move toward a more humane, socially just, creative, and productive future without confronting our collective historical trauma? Both trauma experienced and trauma inflicted. If we truly want to understand ourselves, we need to understand our history – our true history. Because the emotional residue of our past follows us.” – Dr. Bruce Perry.
Overall, this book is about changing the question from “why are you like that” to “what happened to you.” Because our upbringing has a lot to do with who we are.
This book is a great resource, but I still fully believe in therapy and doing the work to heal and better ourselves.
If you’ve been following me for a while, you know that I have my hands on a few projects. One of those projects is my immigration podcast. Immigration is close to my heart since I’m a child of immigrants, and it’s been in my heart to help and get involved with immigration. I want to be able to help in any way that I can, whether it’s being an advocate, educating, or volunteering.
In 2019 I was determined to go to law school to become an immigration attorney because I felt that was the best way I could help. I took the LSAT (the test to apply to law school), but my score was average, and I was disappointed. At the time, I was finishing my master’s, so I had a lot on my plate and couldn’t dedicate enough time to study for the LSAT. Because of my score, I got discouraged.
After starting my podcast, I came upon the opportunity to help a non-profit organization that helps new migrant families find resources for things they need. I help with translating documents and in online meetings.
While doing this, I realized there was a need, and I reached out to an immigration attorney to get their advice on if I would be able to help with the demand that is there, but she told me to be careful – it would be best if the families hire an immigration attorney for that particular need.
So once again, I got the urge to go to law school. I felt like I wasn’t doing enough in the area of immigration and that I could do more. I talked to my husband and a close friend about it, and they both said the same thing, I am doing enough. They both told me that the podcast is doing something; it brings awareness to immigration. My close friend said she would pray with me (I had reached out to her for a prayer request) about the situation and see if God leads me toward law school.
Well, this feeling of me not doing enough or questioning if what I’m doing is “worth it” comes to me occasionally. Like, right when I think, “what’s the point” and I feel like giving up, God ALWAYS reminds me that I’m right on track. And this time wasn’t any different.
Literally, the next day, I received a message from a person I’ve known since I was a child but hadn’t talked to in years, and she said, “I see you making a difference out there! Keep up the good work.” She then told me she had subscribed to my podcast. And to me, that was all the recurrence I needed to know that I was doing enough.
This reminds me of two bible verses – the first one is Jeremiah 29:11, which says, “For I know the plans I have for you,” declares the Lord, “plans to prosper you and not harm you, plans to give you hope and a future, (NIV). And Proverbs 16:9 says, “In their hearts humans plan their course, but the Lord establishes their steps,” (NIV).
God knows the plans for our lives, all we need to do is seek Him, and it will come to us. And His plans are much better than what we have planned for our lives.
I pray that you surrender any plans you may have to God and have Him establish the steps you need to take. And remember, God loves you, and He cares for you. All His plans for you are for your good.
Thank you, God, for always reminding me that I am doing your good work. Thank you for always being there for me and guiding me. Amen.
HAPPY NEW YEAR! I hope you brought in the new year surrounded by loved ones or exactly how you wanted to. I cannot believe it’s 2023, and I’m writing my blog post about my word of the year. I swear, every year goes by faster and faster. (And I probably write that EVERY SINGLE YEAR LOL.)
Last year’s word was growth. I wrote that I wanted to grow in my career, which I did (check), in motherhood (adjusting to being a mom of two), and in my writing. And if you read my recap of 2022, I feel like I did a lot of growth last year. So, this year – it makes sense that God gave me the word discipline.
Here are the three areas where I’m going apply discipline this year.
My Health
So, after having my son, it’s been a struggle to stay consistent in trying to lose the baby weight. I know that losing weight, in general, is hard work, but I’ve never had to do that in my life before because I’ve always been skinny. Even after having my daughter, since I had her so young, the weight came right off. This is the first time I’ll have to work to lose weight, and it’s all new to me.
I want to be consistent in working out, and it’s not only for losing weight but to be healthier too. I would like for it to be my lifestyle. My biggest problem is not being consistent. I’ll start working out, do it for like a week or two, and then I’ll just stop. So, this year, I want to be disciplined in working out.
Business/Podcast
Did you know I have a business? Probably not because I’m not very good at promoting it, but I do. I provide writing services to small businesses (newsletter, social media, blog posts, show notes for podcasts, etc.) And I help podcasters launch and manage their podcasts. (Official name of my business is coming soon).
So, in this new year, I want to be disciplined in growing my business. Last year I did a few networking events, so I’ll continue to do that but also, I need to promote my business better. If you want to start a podcast, send me a message, and let’s talk.
With my podcast, I’ve been consistent, and I definitely want to continue to grow. Eventually, it would be nice to have my own podcast studio and have guests come and do the interviews in person.
Finance
Okay, for the past few months, I’ve been reading finance books, listening to audible books, and learning as much as I can about investing, budgeting, and savings. Hubby and I have been working on getting our finances together and being more financially literate. So, for this new year, I want to be disciplined with my money. Our biggest goal is to get out of debt (it’s so easy to get into debt, but such a hassle to get out of it). We have set a plan to pay off debt, and I want to stick to it.
My biggest problem is seeing events happening, and I want to go to all of them. And I want to buy all the books! And I want to travel, and I want to make all these memories with my family. I want to do everything at once and right now because life is short, LOL. But then we get into more debt, and it’s a cycle every single year.
But this year will be different! At the end of the year, I will write that they are debt free! 🙂
It’s that time of year again! It is time to do my yearly recap, write down all that went down in the year, and get ready with the new word for next year. It seems like every year; it arrives quicker.
I feel like these posts will be great for when I’m old and want to reminisce on my life – I’ll pull up these yearly recap posts and read them to my grandchildren. LOL (They probably won’t care.)
Alright, let’s get started.
January 2022
We brought the new year at home with our newborn Jayden and hubby’s family. It was quiet and pleasant. We spent the majority of this month at home; we were both on parental leave from our jobs and very sleep-deprived. I started having guests for my YouTube channel this month! I started with my friend LaUni who is a musician – you can check out the interview here.
February 2022
I bought a cookie decorating kit at Sam’s Club for Valentine’s Day. Lia and I decorated the cookies with our neighbor and her two girls. I attended a Galentine’s Paint Night with the ladies from church, which was nice. And they surprised me for my birthday and gave me flowers and a gift. This month is my birthday and our wedding anniversary, so this year it was hubby’s turn to plan something, and he did a romantic picnic in our little patio, which was so cute. He ordered Hibachi, and we watched the Super Bowl while eating. This month I also started writing on Medium – if you’d like to sign up, you can use my referral link here.
This is the picnic hubby organized
March 2022
This month hubby and I opened an online t-shirt business. We ended up closing it a few months later, but I’m planning on using the LLC for something else (stay tuned – it’s still in the works). Also, thank you to all who supported us and bought t-shirts.
Jayden got his first ear infection, which was the first time I had dealt with that because Lia never got one when she was a baby.
Maternity leave ended this month, and I was NOT ready to start work. I wrote about that for Medium. While on maternity leave, I saw a coding position available, so I emailed the link to my work email, and on my first day back, I applied. One of my goals for 2022 was to land a coding position.
April 2022
The first episode of my podcast was published! I was so excited to finally get a podcast going since I’ve wanted to host one since like 2019. Thank you once again to those who have supported the podcast. New episodes are available every other Tuesday on all major podcast platforms.
This month we flew down hubby’s firstborn son for Spring Break so he could meet his baby brother. We took all the kids out to Disney Springs. For Easter, we attended our church’s annual Easter celebration. It was an adjustment going out with a baby now. LOL, we were so used to just going out with Lia.
I attended the LifeWay Women’s Live Conference with the ladies from the church. You can read about my experience here or watch my video on my YouTube channel. I believe it was my first time being away from Jayden all day, and towards the end of the day, I was feeling mom guilt because I felt like I shouldn’t have been away from him for that long.
So, remember that I applied for the coding position? Well, the following week, I had an interview, and they gave me an offer right away – I started at the end of this month. I was so excited because it was a goal of mine for the year that I could check off and a goal I had for my career.
Us at Disney Springs
May 2022
This month hubby and I had our first night out away from Jayden, but I wasn’t ready to leave him yet. We went to see Ricardo Arjona in concert, and he is one of hubby’s favorite musicians. His songs are literally poetry that tells a story. Anyways, I had gotten floor seat tickets the previous year, so I said even if I’m not ready, we are going. (I enjoy his music, too, LOL). We enjoyed the concert very much, but I ended up getting COVID.
I got COVID, and I called the pediatrician, and he told me that Jayden would most likely get it, so monitor his symptoms. So, Jayden got it, and my husband got it; the only person who didn’t get it was Lia. I talk about our symptoms and how we handled them on my YouTube channel; you can watch the video here.
After we were all done with COVID, well, Jayden and I, because hubby had lingering side effects, my daughter brought home the flu from school. So that was another week of being sick. It felt like we spent the whole month being sick.
This month I launched my gratitude journal! Check it out on Amazon!
I almost forgot the most important thing that happened this month – I GOT MY BRACES TAKEN OFF!
At the concertThe first picture I took without my braces.
June 2022
I saw Juan Luis Guerra again in concert – I attended with my friend and my aunt. It was so much fun!
Lia left for the summer to be with her dad in the Dominican Republic.
I started the self-publishing process of my poetry book, and that was a challenge. I wrote about my process here. If you are interested in self-publishing or have any questions – contact me; I’d love to help.
July 2022
We spent the 4th of July at home, and family came over, which was nice. We went to see the sunrise at the beach, which was beautiful. If you haven’t done that yet, I recommend you do that at least once in your life. Lia came back from DR!
And my poetry book was published this month! Barnes & Noble, Target, and Book Depository were the first websites to pick up my book; now, when you google it, there are websites from all over the world that have it! I spent the majority of this month creating my marketing plan, and I did a photoshoot to help promote it. I contacted fellow writers to read the book and provide reviews, and some of my friends did too. And I set up podcast interviews to discuss my book, the journey, and promote it. I was also planning a book launch party. This was a busy month for me.
My Poetry Book!
August 2022
August is one of my favorite months because it’s my husband’s birthday, a few good friends, and some family members. Lia started 3rd grade – so she’s an upperclassman now, LOL. Hubby and I went to the batting cages for the first time, which was cool. And towards the end of the month, I had my book launch party!
The feeling of seeing all your family and closest friends together celebrating your book is something I cannot even express. My best friend from high school flew down for the book launch party, and it was nice to have her stay with me for a few days.
I was invited to be a guest speaker at a Latina business networking event. I spoke about my journey with my book, why I wrote it, and what it is about. I also talked about my podcast, and I booked two sisters to share their journey of being children of immigrants. (Once their episode is published, I’ll let you know).
My Best FriendI’m a published author!My Family Signing booksGiving my speech
September 2022
We took our first family road trip down to Miami for Labor Day weekend. We stayed in a nice Airbnb in the middle of the art district, so we were a few blocks away from the Wynwood Walls. We took the kids to the Miami kid’s museum, we ate, and we shopped. Overall, it was a nice family getaway.
One of my friends from high school sent me a picture, letting me know that my poetry book was in the district library in my hometown. I cannot wait to visit back home to see it in the library.
October 2022
My dad’s birthday was such a blast this year. The family gathered at his house to eat, play dominos, drink, and we ended the night singing karaoke.
This month I did spoken word poetry for the first time! It was hosted at an art museum, and I thought there wouldn’t be too many people, but the turnout was good. I was so nervous, but I did it, and I’m proud of myself.
Lia and I went to a fall festival at a church close to our house. She had fun playing games and getting her face painted.
My sister got her senior pictures taken, and I helped her with her make-up. I cannot believe she’s a senior in high school already!
I started therapy this month because I thought I was going through another depressive episode and found out that I was burnt out – I wrote about it on Medium.
November 2022
The busy season started! Lia and I went to paint pottery with my friend and her daughter, which was fun! This was a new experience for all of us. We also saw HAMILTON, the musical, and we LOVED it! I was a vendor for the first time at a Pink Friday event. That was an experience.
We celebrated Lia’s 9th birthday! And I was interviewed for an internet radio show. (So many firsts this year). I slowed down on scheduling podcast recordings because of being burnt out, but I am still doing interviews and being a guest on podcast shows.
Do you remember when I told you my best friend came for my book launch party? Well, she told me her job needed medical coders, and I applied. Getting hired took a while because I applied at the end of August but didn’t start until the 7th of this month. So, I am a coding analyst for a non-profit insurance company.
December 2022
Oh my – we made it to December! I honestly cannot believe how fast this year went. It feels like time goes by faster and faster as I get older. But I started this month performing poetry again. Once again, I was so nervous, but I’m so glad I did it! And I cannot wait to host my own poetry night. I went to a friend’s surprise birthday party and had an amazing time; I also got to meet her baby boy. 🙂 We put up the Christmas tree and attended Lia’s Christmas presentation. Lia and I went to my sister’s winter dance showcase (her last one since it’s her senior year); hopefully, I can make it to the one in the spring too. We took family pictures. And I was a vendor again at a 2nd-anniversary celebration for Femme Strong. It was a great celebration, and I connected with other amazing women business owners.
Alright, since this post is out today (December 19th), this is what we still have coming up:
Jayden’s first birthday
Christmas
New Year’s Eve
If you’ve read this far, thank you so much for your time, and I hope I’ve inspired you in some way or another. I pray that you and your loved ones have a Merry Christmas and a happy, prosperous new year. God Bless You Tremendously.
For the past few months, I have shown interest in financial literacy, money management, investing, savings, budgeting, etc. And I searched for articles that recommended books about money, one of the most popular books recommended was “Rich Dad, Poor Dad” by Robert Kiyosaki and Sharon Lechter. That was the first book I listened to, and then I listened to Dave Ramsey’s The Total Money Makeover. One of the articles recommended, “The Richest Engineer” by Abhishek Kumar, and when I went to Barnes and Noble to purchase it wasn’t available; however, I found this gem, “The Psychology of Money” – Timeless Lessons on Wealth, Greed, and Happiness by Morgan Housel.
The book is broken down into 20 chapters, and each chapter has a lesson – so as I was taking notes for this book review, I wrote down what I got from each chapter. So, I will write the title of each chapter and the lesson, but I still highly recommend reading it because each person can get something different from the chapter.
Chapter 1 – No One’s Crazy
Lesson – “Your personal experience with money make up maybe 0.0000001% of what’s happened in the world, but maybe 80% of how you think the world works.”
What I got from the chapter – Everyone’s habit with money has to do with their perception of the world. So, depending on how high or low inflation was when you were born will depend on how much you will invest.
Chapter 2 – Luck & Risk
Lesson – “Nothing is as good or as bad as it seems.”
What I got from the chapter – Be careful who you praise and admire. Be careful who you look down upon and wish to avoid becoming. Therefore, focus less on specific individuals and case studies and more on broad patterns.
Chapter 3 – Never Enough
Lesson – “When rich people do crazy things.”
What I got from the chapter – You have to know when enough is enough because you’ll continue to take risks without fear of consequences.
Chapter 4 – Confounding Compounding
Lesson – “$81.5 billion of Warren Buffett’s $84.5 billion net worth came after his 65th birthday. Our minds are not built to handle such absurdities.”
What I got from the chapter – Good investing is about getting good returns that you can stick with and can be repeated for a longer period of time.
Chapter 5 – Getting Wealthy vs. Staying Wealthy
Lesson – “Good Investing is not necessarily about making good decisions. It’s about consistently not screwing up.”
What I got from the chapter – Getting money and keeping money are two different skills.
Chapter 6 – Tails, You Win
Lesson – “You can be wrong half the time and still make a fortune.”
What I got from the chapter – Tails keeps investing, businesses and companies going. You can be wrong half the time and still make a fortune. The failed ideas and inventions are still part of the story but not the part you usually hear.
Chapter 7 – Freedom
Lesson – “Controlling your time is the highest dividend money pays.”
What I got from the chapter – True freedom is control over your time, which is the key to happiness.
Chapter 8 – Man in the Car Paradox
Lesson – “No one is impressed with your possessions as much as you are.”
What I got from the chapter – People admire the fancy car more than the person driving them. If your goal is to be respected and admired by others, be careful how you seek it. Morgan says humility, kindness, and empathy are the way to go.
Chapter 9 – Wealth is What You Don’t See
Lesson – “Spending money to show people how much money you have is the fastest way to have less money.”
What I got from the chapter – There are many wealthy people who don’t look rich and many poor people who look rich. Spending money isn’t what’s going to make you wealthy.
Chapter 10 – Save money
Lesson – “The only factor you can control generates one of the only things that matters. How wonderful.”
What I got from the chapter – Getting a return from your savings is better than not getting anything at all. The more money you save, the closer you can get to having control over your time.
Chapter 11 – Reasonable > Rational
Lesson – “Aiming to be mostly reasonable works better than trying to be coldly rational.”
What I got from the chapter – Be reasonable, not rational, with money.
Chapter 12 – Surprise!
Lesson – “History is the study of change, ironically used as a map of the future.”
What I got from the chapter – Surprises are what moves the needle. Things we cannot prepare for, unprecedented things. (For example – the pandemic)
Chapter 13 – Room for Error
Lesson – “The most important part of every plan is planning on your plan, not going according to plan.”
What I got from the chapter – You don’t know what your future expenses will be, save for the gap. Know that every plan will not go according to plan.
Chapter 14 – You’ll Change
Lesson – “Long-term planning is harder than it seems because people’s goals and desires change over time.”
What I got from the chapter – You will change. Your goals and desires will change, which sometimes can make financial planning hard, but compound interest needs time to grow, so try not to take out the money.
Chapter 15 – Nothing’s Free
Lesson – “Everything has a price, but not all prices appeal on labels.”
What I got from the chapter – Everything has a price, and nothing is free, but it depends on how much you’re willing to pay for the price of success, and unfortunately, the price tag isn’t visible right away.
Chapter 16 – You & Me
Lesson – “Beware taking financial cues from people playing a different game than you are.”
What I got from the lesson – Everyone’s financial situation is different than yours, invest for you.
Chapter 17 – The Seduction of Pessimism
Lesson – “Optimism sounds like a sales pitch. Pessimism sounds like someone trying to help you.
What I got from the chapter – Pessimism is easier.
Chapter 18 – When You’ll Believe Anything
Lesson – “Appealing fictions, and why stories are more powerful than statistics.”
What I got from the chapter – It’s easier to believe tales than the truth.
Chapter 19 – All Together Now
Lesson – “What we’ve learned about the psychology of your own money.”
What I got from the chapter – This chapter recap all the lessons.
Chapter 20 – Confessions
Lesson – “The psychology of my own money.”
What I got from the chapter – Do what works for you. Handle your finances in a way that lets you sleep at night. What works for him and his family is maximizing their savings and living below their means, even when their income increased. The best way to do that is not to keep up with the Joneses.
Morgan provides a bonus chapter talking about the history of the US economy and when the gap between the 1% and the working class widened.
Again, I highly recommend this book to anyone looking to improve their finances. What financial books have you read that you would recommend? Let me know
